Licensing
Last updated: September 10, 2026
Insurance is a licensed profession, and you should be able to verify anyone who sells it. This page is everything you need to verify us.
The entity
Vera Insurance is an independent insurance brokerage headquartered in New York, NY.
We are an insurance brokerage, not an insurance company. Every policy we place is underwritten and issued by a licensed insurance carrier.
Licenses
- Licensed as
- Property & casualty insurance brokerage
- Who handles your policy
- Licensed Property & Casualty Broker
- States licensed
- All 50 states
License records are public. You can confirm our standing with the New York Department of Financial Services or with any state’s insurance department through NIPR. Ask us for our license numbers and we will send them to you in writing. We encourage you to check.
How we are compensated
When you buy a policy through us, the insurance carrier pays us a commission, a percentage of the premium. The rate is set by the carrier, not by us, and it may vary by carrier and by product. Some carriers also pay contingent compensation based on the overall volume or performance of the business a brokerage places with them.
You do not pay us a separate fee for quotes or advice. If you want to know the specific compensation we would receive on your policy, ask us. We will tell you. Details are available on request, in writing if you prefer.
The longer plain-English version of how this works is on our how-it-works page.
Related reading
Our disclaimer covers what this site is and is not, including the rule that no coverage is ever bound through a website. Our how-it-works page walks through the full process, from quote request to bound policy.